Is it easy to purchase a home in Florida?

Purchasing a home anywhere in continental USA is, in general terms, far less complicated than virtually any other country in the world. Florida is very much a 'user friendly state' giving the buyer an extremely easy and safe approach to home ownership. The single most important factor is to ensure that you use the services of a fully licensed Real Estate Brokerage.

Your Home in the Sun's associate company in Florida is fully licensed by the State of Florida and has stability, security and substantial resources.

Your Home in the Sun's team will oversee the complete transaction from the time that you arrive in Florida to when your home is ready for occupation.

Services Provided:

• Helping you to find the most suitable property
• Monitoring construction and taking photographs
• Liasing with the mortgage broker and ensuring the final paperwork is in order
• Carrying out the pre-occupation inspection, coordinating the delivery of furnishings, organising the connection of all services and arranging the final occupation licenses
• These services are completely free to all of our Clients

I am concerned that when I visit Florida I may not view the best properties that are suitable for my personal requirements. How can I be sure that any decision I take is in my best interest?

This is a concern shared by many prospective purchasers. The best possible assurance you can have is that, with Your Home in the Sun, you have selected a totally independent team that offers you impartial and unbiased advice on every aspect of property purchase and management. We work with all the major developers in the area not just one.

Your Home in the Sun Team Realty and Florida Team Management, along with their associated divisions, have between them several decades of experience in Florida real estate and are without doubt the leading company for sales and management of homes in Florida. Three out of every four homes bought in Florida are purchased with the help of our team and its affiliates.

How much deposit do I require to reserve property?

In most instances a 'good faith deposit' of just $1,000 will be sufficient to reserve a property and fix the price. Following that, an official deposit of 10% is sufficient with the remaining 90% payable on completion.

Is it easy to obtain a mortgage in Florida?

Subject to status, obtaining a mortgage in Florida is relatively straightforward. Loans of up to 90% are available for non-residents and are secured against the Florida property. The majority of resident loans are made at 80% of the purchase price to avoid private mortgage insurance. The majority of non-resident loans at 75% as these offer the the best terms, especially for overseas buyers.