Normally, when considering the purchase of property overseas, most people will assume that individuals themselves will purchase any property. usually, considerations such as 'Tax Efficiency" or "Future tax Liability" are never considered. The fact is: many purchases of overseas property may be more attractive and made more efficient if the prospective purchaser were to review the various purchasing options in greater depth, initially with a reputable independent overseas property consultant and then if required, with an accountant before the actual purchase is made.

One of the main considerations in the purchase of overseas property should be: "Why" is the purchase being made? Once this reason is identified, it is very important that it is not forgotten during the actual purchasing process.

In our view there are three main ways in which overseas property may be owned:

• By the individual
• By a group of individuals
• By a Company

Furthermore, and again in our view, there are several main reasons why oversea property is purchased; indeed, it may be several of the following that form an overall view.

• Pure investment
• Retirement (immediate or future)
• Owner's holidays
• Letting
• Alternative income stream in retirement
• Company's employees benefits tool
• Corporate asset investment
• New business opportunity
• Pooled investment

Whichever way a client decides to own property overseas, it is important for us to remember that it's going to be the client's property. So, we endeavour to ask you what your requirements are and what it is you want, not try to sell you one of a bunch of properties we happen to have on file.

Each potential property purchaser, whether a private individual, the representative of several people buying together, or a company, is interviewed at length to identify what their requirements are. Only then wil our peoeple on the ground in the identified area of the country chosen start to put together a portfolio of property for viewing which both suits the client's requirements and their budget.

There are many things to consider when making your property purchase overseas and we are well placed with out team of professionals both here in UK and overseas to help our clients identify the right property, which supports as far as possible the reasons for buying in the first place.

If a purchaser decided to let their property, advice on the rental income would be valuable. Our relationship with our clients does not end with the sale of the property. Our advice and help is free to purchasing clients, as the owner selling any particular property pays our remuneration.

Our guides in each country know the local terrain and life style of each area they support, and are a good source of local knowledge. All guides speak English and will only introduce clients to other Englosh-speaking professionals needed to complete a purchase.

We do not provide sales tactics or false incentives to attract clients. Therefore, you will not be induced by free or subsidised flights and free accommodation, with free food and drink from our company. You should know that nothing is free. Any company offering an incentive like this has to recover that cost some way. Usually it is with high-pressure sales people. Providing no free incentives allows us to operate under no pressure to recover costs. Therefore our guides are able to concentrate on your needs.